No, you don't need an agent. You can just sign yourself up for coverage directly without going through an agent. But why would you want to? Without an agent, you're handling all insurance-related issues that come up by yourself. If you need a document sent to you or have a question about your coverage, you'll typically speak with a different unlicensed representative every time you call, someone you've never spoken with who doesn't know your situation. Having an agent means you have someone who works for you, who handles your insurance-related issues for you. And the best part of all, it doesn't cost you anything extra to have an agent for your policy!

Over the past decade, I've built a reputation of honestly with my clients. They know I tell it like it is, without all the fluff and fake guarantees. My top priority is finding my clients the coverage that suits them best, which consists of deciding on the most cost-effective option that provides real benefits and then consistently checking in and re-evaluating all available options to ensure client satisfaction.

Although it's true that premiums for 2026 plans have increased on average, there are still many affordable options to choose from. Most plans are still reasonably priced and provide excellent benefits. Navigating changes in the health insurance market are one of the most important reasons why consumers need a dedicated agent now more than ever.

Click the link below to schedule a free consultation with me. We'll discuss your needs and your eligibility and find the option that fits you best!